The Chase Sapphire Preferred card is a traveler’s dream. With this card, you’ll earn valuable Chase Ultimate Rewards points on every purchase that you can redeem for travel, gift cards, and more.
You’ll earn 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining at restaurants, and 2x points on all other travel and dining. All other purchases earn 1 point per $1 spent. The points add up fast and with no expiration, you can save up for something big.
Chase Sapphire Preferred currently offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months. That’s $750 in travel when redeemed through Chase Ultimate Rewards. Not bad! You can transfer points to leading frequent travel programs at a 1:1 ratio, including United MileagePlus, Southwest Rapid Rewards, Marriott Bonvoy, and World of Hyatt.
The $95 annual fee is waived the first year, and you get premium travel and purchase protections, including trip cancelation/interruption insurance, primary auto rental collision damage waiver, and purchase protection. No foreign transaction fees means you can swipe worry-free on your trips abroad.
Overall, the Chase Sapphire Preferred card should be at the top of your list if you want a premium travel rewards card. The generous signup bonus, ongoing point earning potential and redemption options, as well as the valuable added perks make this card an exceptional choice for any globetrotter. Apply today and start earning and redeeming – your dream destination awaits!
Best Travel Credit Card: Capital One Venture Rewards Credit Card
If you’re an avid traveler, the Capital One Venture Rewards Credit Card should be at the top of your list. This card offers some of the most valuable travel rewards and benefits around.
You’ll earn 2 miles per $1 spent on all your purchases. Those miles can then be redeemed for a statement credit against any travel purchase you make, from airfare and hotels to rideshares and cruises. Miles are worth $1 each when redeemed for travel, so 100 miles equals $100 in travel.
One of the best perks is the annual $300 travel credit. Each year you’ll automatically get $300 in statement credits for any travel expense charged to your card. Coupled with the rewards you earn, that’s $600 in travel rewards value every year.
The Venture card charges a $95 annual fee but it’s waived the first year. If you take advantage of the travel credit each year, the annual fee is more than offset. Additional benefits include travel accident insurance, an auto rental collision damage waiver, and 24-hour travel assistance services.
New cardholders can earn 50,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening. That’s enough for $500 in travel, so you’ll recoup most of the annual fee in your first year. If you have good to excellent credit and spend around $1,000 or more a month on your credit card, this card should be at the top of your list. The valuable rewards and benefits for frequent travelers far outweigh the modest annual fee.
Apply now and start earning rewards and saving on your next trip! The Capital One Venture Rewards Credit Card will take you places.
Best Cash Back Credit Card: Citi Double Cash Card
The Citi Double Cash Card is one of the best cash back credit cards available. It offers a simple but valuable 2% cash back on all purchases, 1% when you buy plus 1% as you pay your bill. There’s no limit to the amount of cash back you can earn. If you’re looking for a straightforward card that rewards you for the things you buy every day, this is a great choice.
To earn the full 2% cash back, you do have to pay at least the minimum amount due on time each month. Late or missed payments will forfeit the additional 1% cash back reward for that charge period. The cash back you earn is redeemable for statement credits, gift cards, travel, and more – you have options on how to use your rewards. Cash back doesn’t expire as long as your account remains open.
Some additional benefits of the Citi Double Cash Card:
•No annual fee. This card won’t cost you anything to have in your wallet.
•0% intro APR on balance transfers. Take advantage of 15 months no interest on balance transfers to pay down debt faster. After the intro period, regular APR applies.
•Citi Concierge. Get help booking travel, dining reservations, and tickets to events. They can assist with a variety of other personal tasks as well.
•Citi Price Rewind. Receives price drop protection on most items you buy – Citi will refund the difference if a lower price is found within 60 days of purchase.
•Citi Entertainment. Access to purchase tickets for concerts, sporting events and more before the general public. You also get special access to meet and greets, VIP packages and preferred seating.
•Chip card technology. The Citi Double Cash Card is equipped with a chip, which provides enhanced security for card transactions at stores and restaurants that also have chip-enabled terminals.
•Flexible redemption. In addition to cash back, you can redeem your rewards for gift cards, travel, merchandise, and more. Redeem for whatever you want!
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For a simple cash back rewards credit card with a lot of value and no annual fee, the Citi Double Cash Card should definitely be at the top of your list of cards to apply for. Use it for your everyday essentials and watch the cash back add up quickly.